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Our mission:

To make certain that you succeed at your real estate goals.

To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help.

We won’t chase, sell, or obligate you. Ever.  If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.

Some of the goals our clients pursue are:


Obtaining a low-interest rate

Our broker platform allows you access to the financial marketplace instead of you needing to use time shopping different lenders and banks, all posting credit inquires, asking for fees and begging for your business.


Closing on Time

The financial penalties for missing a deadline can be severe. Choose your team wisely. The nimbleness and accountability of members of a hand-selected staff can run circles under the legs of corporate giants.


Warning you of blind spots

Consumers can be sitting ducks to alligators in the water. We could write a book on the errors we’ve seen. It’s not that we don’t mind sharing our guidance; we enjoy doing it. We’ve become a magnet for employees with a generous heart. For our staff to help you circumvent a fail is their ultimate victory.


Gain Insights

Prior mistakes and observations become intellectual property that you can benefit from. In most cases, we can provide intel on your prospective town, neighborhood, and sometimes even street or condo project. It’s not uncommon for us to ask your permission to allow us to introduce you to your future neighbor.


Trusting their Service Provider

People declare themselves over decades. We encourage you to Google us individually and corporately. In fact, Google any person who is going to potentially affect your quality of life. When you engage communication if you are feeling pressure (any) that’s a hint you may be misaligned.

Some of our Mortgage specialties

Refinancing

Refinancing of Home Equity Lines (HELOC) and Loans

Devotion

We pledge to always work in the best interest of our clients.

Guidance

We coach first time homebuyers from “concept” to “keys”.

Expertise

We are technical experts with: FNMA, FHLMC, DU Refi Plus, LP Refi Relief, Conforming loan limits, Agency Jumbo, High Balance, Federal Housing Administration (FHA).

Incentives

The lenders which we broker to often offer our clients pricing incentives, including Jumbo and government mortgages.

Simultaneous Closing

We welcome the “Simultaneous Closing” and will eagerly volunteer to take a lead position on these complicated transactions.

Recognition

We are affiliated with the Veteran’s Administration (VA) and proud to work with those who have served our Great Nation: Army, Navy, Marines, Air Force, Coast Guard including Reserves.

Discernment

We understand the difference between a mortgage Pre-Approval (preapproval) and a Prequalification (prequal)

What our customers say:

“All of the team at Goldcoast Mortgage Service are honest, resourceful, passionate and motivated to work for you the borrower, to satisfy your needs, and help you attain your goals. Take care and choose the best when you do something as important as to take a mortgage or refinance one.”

John G.


We’re here when you need us.
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