Removing Spouse from Mortgage

Removing Spouse from Mortgage

Can I ask my Mortgage Company to Remove my Ex-spouse from the Mortgage Obligation in a Divorce? About 100 times per year (twice a week) I dance around the subject of both spouses securing the mortgage obligation when buying their first home. For most home purchases we participate in, one spouse has the ability to […]

Signing An Apartment Lease

An apartment provides you with a safe place to operate from and clean accommodations for your life. Here is a list of some of the things funny and practical that you can’t do from your apartment – only in your own home.

Winter In Massachusetts

Between the first Tuesday of February and the first Tuesday of March (yeah, I’ve gone enough times to have figured out the blossom schedule) Historic New England showcases their world-famous Lyman Estate Greenhouses display of blossoming Camellias.

Adjustable Rate Mortgage ARM

I debrief ARMs in detail on our website: ARM Debrief. But am compelled to write to you today based on the ludicrous volume of advocacy for the ARM as a workaround to the rate increase of the Fixed Mortgage.

Daylight Savings Time

The U.S. Senate surprised pretty much everyone earlier this year when it unanimously approved a bill to make daylight savings time permanent. Known as the Sunshine Protection Act of 2021, the bill would end the regular yearly clock changes we’ve grown accustomed to.

2023 Jumbo Loan Limits

Yes – from $647,200 to $715,000 available immediately and into 2023. There aren’t too many financial topics where inflation is considered a good thing. Taxpayer income brackets, I-Bonds, Social Security indexing, and Cost-of-Living (pay) increases are a few that come to mind.

Guaranteed Payments to Partners Mortgage

You’ve just been made a Partner at your firm. Congratulations. Because you can now truly afford it, you opt to purchase a home that was previously out of reach. Except maybe you’re not.

In mortgage underwriting-land, when you alter your pay methodology, you also enter into a new classification of underwriting (there are several).

First Steps Home Buying

Without bias, I’m going to let my author-self write like this is instructions to my children. Before taking any “First Steps to Home Ownership” you will need to plot a course. The investment in that plan will have a tremendous return on the time to create it. With a completed written plan course map you will take fewer overall steps in the process.

Working As A Mortgage Loan Originator

How is GoldCoast different than other mortgage companies? We are unlike other companies in our industry. In truth, we are, at the core, different than any other business or business model. What makes the GoldCoast business model unique? We don’t sell. Ever. We add true value and solve problems, yet we are detached from the […]

Interest Rates House Prices

How will rising interest rates affect the future price of buying a new home? There’s more at play here than only soaring interest rates.

Buy or Rent

Should I renew my apartment lease or buy a home for myself? You’re curious about options and curiosity is a great mindset to be in. It sure beats asking questions later like, “How do I break my lease?” or “how did my new home lose so much value?”

Mortgage and Divorce

The keyword in the answer to this question is “amicable” as in the communication and resulting terms being such. With the support of the goal of one party keeping the house by both parties, it can be done.

2022 Mortgage Rates

Thinking about buying a home in 2022? If so, you may be keeping a close eye on current mortgage rates. It can be hard to predict how rates will change in a given year, and rates alone aren’t the only thing to consider when buying a home, but they do have an impact on your finances.

Maritime History of Massachusetts

The coast of Massachusetts played a central role in U.S. history, helping establish the country’s maritime trade system. It was also central to George Washington’s naval campaigns during the Revolutionary War.

Elias Derby

Elias Hasket Derby was a wealthy resident of Revolution-era Salem, Massachusetts, but he also owned a fleet of ships that helped change the course of history. Born the son of a sea captain in 1739, Elias Derby would never go to sea. But the sea would play an important role in his life.