Make Sure Your New Property Isn’t Sinking First There’s a certain attraction to living in Boston. Although it’s quite expensive, living in the heart of the city means you get to be close to some of the best things the state has to offer, including a rich history, world-class healthcare facilities, and plenty of day […]

What do Route 128 exit number changes mean for the North Shore? Anyone who lives on the North Shore in Massachusetts is familiar with Route 128. It’s also known as Yankee Division Highway—a namesake that comes from the 26th Infantry Division (nicknamed “Yankee Division”), a division of the U.S. Army that was formed in 1917 […]

Bi-Weekly Payment Plan is it a Valuable Financial Tool or Scam? Before I answer that question, it is useful to know how a Bi-Weekly Payment Plan (BWPP) works. The program concept is contained in the difference between “Every-other-week” and “Twice-a-month”. Half payments made every other week add up to 13 full payments (26 payments / […]

If you drive north to Beverly from Salem, you’ll cross the Veterans Memorial Bridge, the bridge that links the two cities over the Danvers River. Once across, you’ll reach a fork in the road and you’ll have to make a choice. Should you go right, or left? Each street will take you deeper into the […]

Lynch Park is one of the most beautiful and popular locations in Beverly. It’s often used for weddings, concerts, children’s events, and outdoor social gatherings of all kinds. If you stop by Lynch park on a weekend during the warmer months, you’ll usually find plenty of park-goers lounging, strolling the grounds, or sunbathing at the […]

If you’ve spent any time in Massachusetts or watched our local news channels, you may have heard someone refer to the state simply as “the Commonwealth.” There can sometimes be some confusion about what this means and how the name differentiates Massachusetts from other states. Here, we’ll explore what living in a commonwealth means, both […]

If you move to Massachusetts from another state, you may realize quickly that most Bay Staters identify themselves by the town or city they’re from. For example, you’ll meet plenty of people who are from Beverly, Essex, and Gloucester, but you’ll rarely meet anyone who says they are “from Essex County.” Only a portion of […]

Proposition 2 ½ is a longstanding Massachusetts statute, but it can be a bit confusing. Enacted in 1980, Proposition 2 ½ first went into effect in 1982. It was a legislative initiative passed by ballot measure to limit property tax assessments and automobile excise tax levies by local municipalities in Massachusetts. The proposition’s namesake comes […]

If you ask anyone who lives in Beverly whether they’re familiar with the Montserrat neighborhood, they’ll likely say, “of course!” But if you ask them where the neighborhood begins and ends, they might not be able to give you an accurate description.  Some Beverly residents might direct you to the Montserrat College of Art, a […]

What is a Jumbo Mortgage? A jumbo mortgage doesn’t have a technical definition; it is the “white space” where Agency mortgages stop. If it had a static definition it would never be the same two years in a row. And jumbo’s have multiple variables.  In 2020 the conforming loan limit set by Federal Housing Finance […]

So a little depends on where you are coming FROM but more importantly WHY you are coming here. How would these two attributes be important you ask? You’re either being drawn to Massachusetts (examples: work or school, relationships, culture + lifestyle, or natural attributes such as the ocean, beaches, and seasonal preference). Or  You’re being […]

How do I apply for UWM’s Conquest Mortgage Rates? If you’re on this page you probably saw an ad for UWM’s Conquest program. GoldCoast Mortgage is a Broker Partner with United Wholesale Mortgage (UWM) a Lender who offers the Conquest program. Conquest offers key features including rates that start in the (high) 1’s. The program […]