Can you think of many (any?) things that will cost LESS in 2021? Among the items on this shortlist is the cost of mortgage money. While we can’t predict the direction of mortgage rates in 2021, we can tell you that the Limits (caps) on lower costing mortgages are set to expand on January 1, 2021.

So a little depends on where you are coming FROM but more importantly WHY you are coming here. How would these two attributes be important you ask? You’re either being drawn to Massachusetts (examples: work or school, relationships, culture + lifestyle, or natural attributes such as the ocean, beaches, and seasonal preference). Or  You’re being […]

How do I apply for UWM’s Conquest Mortgage Rates? If you’re on this page you probably saw an ad for UWM’s Conquest program. GoldCoast Mortgage is a Broker Partner with United Wholesale Mortgage (UWM) a Lender who offers the Conquest program. Conquest offers key features including rates that start in the (high) 1’s. The program […]

Yes, It can be done! (But it is not always in your best interest to do so). “Why is that?” you’re asking now, “If I could save $200, $300, $400 a month, why wouldn’t I?” IF it was “TRUE” savings of course you would. Every time. But what if it wasn’t true savings?

Mortgage Insurance (MI) is a necessary expense for getting into a home without putting a 20% down-payment. There are several types of Mortgage Insurance – each with its entirely own user manual for purpose and removal. There are also a lot of misconceptions surrounding MI.

Wayland is a 15.9 square mile town in Middlesex Country, Massachusetts, located in the MetroWest area around Boston. Wayland was the first settlement of the Sudbury Plantation (as it was originally known), which was established in 1638.

The Town of Medfield (02052) is a 14.59-square-mile community in Norfolk County, Massachusetts, southwest of Boston. It’s beloved for its excellent public schools, family-friendly atmosphere, and abundant parks.

Officially known as the “Town of Braintree,” Braintree is a 14.5 square mile town in Norfolk County, Massachusetts, just south of Boston. Like other towns in New England, Braintree is named after a town in England.

Melrose (02176) is a 4.8-square-mile city in Middlesex County, Massachusetts and is part of the Greater Boston area. It’s generally regarded as a great place to live due to its vibrant community, its proximity to Boston, and its great public schools.

Salem MA (01970) is an 18.1 square mile city on the North Shore of Massachusetts. Its biggest claim to fame is the infamous history of the 1692 Salem witch trials, which have long shaped the city’s historical and cultural identity — Salem even has the nickname, “Witch City.”