Falling Mortgage Interest Rates

Falling Mortgage Interest Rates

Should I wait for rates to come down before buying a house? This may be the most complicated question that could be asked of anyone. Your wait may be over after reading this article on what drives mortgage interest rates.

Broker vs Lender vs Bank

A mortgage broker, like any financing entity such as a bank, credit union, or direct lender should provide a specialty. Call it a niche or a competitive advantage. But NO company can be all things to all people. The closer you inspect the more you’ll be able to discern the specialty.

Pre Approval Effect On FICO Score

This is a super-logical question to ask. The frank answer is …… it’s really the least of your worries! And since you’re (hopefully) not really worried, per se, let’s rephrase that to: “it shouldn’t really be even a small, if any, concern for you.” You’re about to fry some much bigger fish.

Mortgage Questions

Frequently Asked Mortgage Questions

Mortgage Calculator

Read This First I scan lease prices for pickup trucks regularly. Because my family owns more bicycles than I can count and I still get sucked into scavenging for free firewood from time-to-time, a pickup truck is really appealing to me. I hear wildly varying numbers though on cost. From $200 a month to lease […]

Mortgage Application

Press Button, Get Mortgage Let’s process Rocket Mortgages’ (A Quicken / Intuit company) “Press Button, Get Mortgage” one-third of a billion-dollar advertising campaign. We’re concerned about the message it’s spreading and impact on consumers. Is it really that easy? The program does eliminate a lot of customer communication which may imply it’s easier (we, however, […]

Mortgage PreQualification

Getting PreQualified for a Mortgage Our future clients are single people, couples or families. We have surfed the mortgage industry up (and down) and enjoy sharing our lessons for the benefit of our clients, and even many that will never become our clients. We are a Mortgage Broker – this means you would become a […]