Refinancing My Mortgage

We’ve counted 17 different reasons why someone would refinance their home. Lowering the rate is only one of those reasons, and that reason, in itself, is not always in your best interest, regardless of the rate. Let’s look at a few potential reasons NOT to refinance to lower your rate. “I can save $50 a […]

When Do I Refi?

When is the correct time to Refinance my Mortgage? Our clients often ask us if there is a “rule of thumb for refinancing my mortgage?” A mortgage has two primary components: the Interest Rate (cost of money) and the Terms (amortization, aka length of repayment). Related to the decision to refinance are the Loan Costs […]

HELOC Refi

Most Home Equity Line of Credit (HELOC) lenders don’t highlight the fact that the HELOC you took out in 2010 is engineered to explode in 2020.