"Making home ownership better, easier, and more affordable since 1999"






OUR MISSION is to make certain that you succeed at your real estate goals. To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help. We won’t chase, sell, or obligate you. Ever.  If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.                           

Some of the goals our clients pursue are:


Obtaining a low interest rate – our broker platform allows you access to the financial marketplace instead of you needing to use time shopping different lenders and banks, all posting credit inquires, asking for fees and begging for your business.


Closing on Time – the financial penalties for missing a deadline can be severe. Choose your team wisely. The nimbleness and accountability of members of a hand selected staff can run circles under the legs of corporate giants.


Warning you of blind spots – Consumers can be sitting ducks to alligators in the water. We could write a book on errors we’ve seen. It’s not that we don’t mind sharing our guidance; we enjoy doing it. We’ve become a magnetic for employees with a generous heart. For our staff to help you circumvent a fail is their ultimate victory.


Prior mistakes and observations become intellectual property that you can benefit from. Most cases we can provide intel on your prospective town, neighborhood, and sometimes even street or condo project.


Trusting their Service Provider – People declare themselves over decades. We encourage you to Google us individually and corporately. In fact, Google any person who is going to potentially effect your quality of life. When you engage communication if you are feeling pressure (any) that’s a hint you may be misaligned.

 


 


    Some Of Our Mortgage Specialties:
    Check out our Google Five Star Reviews!
    • Refinancing of Home Equity Lines (HELOC) and Loans - Read more: Refinancing My Mortgage
    • We welcome the "Simultaneous Closing" and will eagerly volunteer to take a lead position on these complicated transactions. - Read more: Is a Simultaneous Closing on a Home Purchase Difficult?
    • We pledge to always work in the best interest of our clients.
    • We are affiliated with the Veteran’s Administration (VA) and proud to work with those who have served our Great Nation: Army, Navy, Marines, Air Force, Coast Guard including Reserves.
    • We  coach first time homebuyers from "concept" to "keys".
    • We are technical experts with: FNMA, FHLMC, DU Refi Plus, LP Refi Relief, Conforming loan limits, Agency Jumbo, High Balance, Federal Housing Administration (FHA).
    • The lenders which we broker to often offer our clients pricing incentives, including Jumbo and government mortgages.
    • We understand the difference between a mortgage Pre-Approval (preapproval) and a Prequalification (prequal) - Read More: What’s the difference between a prequalification letter and a preapproval letter?