Buy a home with a great mortgage in Boston
Inflation Home Prices Boston
A mortgage is one of the best financial product inflation hedges ever created. What do I mean by inflation hedge? Let’s call it protection against inflation, or totally outside of the effect of inflation.
Selling Home Without Realtor
Can I Sell My House without a Realtor? Yes. You absolutely can. It’s legal to do so and you don’t need a license to sell your own home. For every vote that you can do…
Removing Spouse from Mortgage
About 100 times per year (twice a week) I dance around the subject of both spouses securing the mortgage obligation when buying their first home. For most home purchases we participate in, one spouse has…
Signing An Apartment Lease
An apartment provides you with a safe place to operate from and clean accommodations for your life. Here is a list of some of the things funny and practical that you can’t do from your…
Adjustable Rate Mortgage ARM
I debrief ARMs in detail on our website: ARM Debrief. But am compelled to write to you today based on the ludicrous volume of advocacy for the ARM as a workaround to the rate increase…
2023 Jumbo Loan Limits
Yes – from $647,200 to $715,000 available immediately and into 2023. There aren’t too many financial topics where inflation is considered a good thing. Taxpayer income brackets, I-Bonds, Social Security indexing, and Cost-of-Living (pay) increases…
Guaranteed Payments to Partners Mortgage
You’ve just been made a Partner at your firm. Congratulations. Because you can now truly afford it, you opt to purchase a home that was previously out of reach. Except maybe you’re not. In mortgage…
First Steps Home Buying
Without bias, I’m going to let my author-self write like this is instructions to my children. Before taking any “First Steps to Home Ownership” you will need to plot a course. The investment in that…
Interest Rates House Prices
How will rising interest rates affect the future price of buying a new home? There’s more at play here than only soaring interest rates.
Buy or Rent
Should I renew my apartment lease or buy a home for myself? You’re curious about options and curiosity is a great mindset to be in. It sure beats asking questions later like, “How do I…
Mortgage and Divorce
The keyword in the answer to this question is “amicable” as in the communication and resulting terms being such. With the support of the goal of one party keeping the house by both parties, it…
2022 Mortgage Rates
Thinking about buying a home in 2022? If so, you may be keeping a close eye on current mortgage rates. It can be hard to predict how rates will change in a given year, and…
2022 Jumbo Loan Limits
The 2022 National Conforming Loan Limits (available now at GoldCoast Mortgage) have taken a huge jump forward. The Jumbo Mortgage Limit received a robust expansion of value as well. The conforming loan limit is available…
Broker vs Lender vs Bank
A mortgage broker, like any financing entity such as a bank, credit union, or direct lender should provide a specialty. Call it a niche or a competitive advantage. But NO company can be all things…
Housing Market Crash
What happens when the housing market crashes? Notice the question is when not if. A housing market crash is as inevitable as an outbound tide although some lunar tides reach higher or retreat further. This…
Owning vs Renting
Why Owning Versus Renting Isn’t A Financial Consideration Mortgage companies typically don’t highlight reasons not to buy a home. At GoldCoast we feel that the correct motivation is key to a successful homeownership experience. The…