Home Buying Tips

Jumbo Mortgage
Jumbo Mortgage
What is a Jumbo Mortgage? A jumbo mortgage doesn’t have a technical definition; it is the “white space” where Agency mortgages stop. If it had a static definition it would never be the same two…
Conquest
Conquest
How do I apply for UWM’s Conquest Mortgage Rates? If you’re on this page you probably saw an ad for UWM’s Conquest program. GoldCoast Mortgage is a Broker Partner with United Wholesale Mortgage (UWM) a…
Refinancing My Mortgage
Refinancing My Mortgage
We’ve counted 17 different reasons why someone would refinance their home. Lowering the rate is only one of those reasons, and that reason, in itself, is not always in your best interest, regardless of the…
When Do I Refi?
When Do I Refi?
When is the correct time to Refinance my Mortgage? Our clients often ask us if there is a “rule of thumb for refinancing my mortgage?” A mortgage has two primary components: the Interest Rate (cost…
1% Listing Fee
1% Listing Fee
1% Listing Fee Explained I enjoy a good industry disruption. It challenges complacency. A disruption can bring about savings and efficiency to consumers. It encourages competition and watch how quickly everyone else steps up their…
Adjustable Rate Mortgage
Adjustable Rate Mortgage
Pros and Cons of an Adjustable Rate Mortgage (ARM) A mortgage that has a Fixed Rate comes in 10, 15, 20, 25, and 30-year standard terms. Adjustable rate mortgages come in plenty of forms; well…