Buy a home with a great mortgage in Boston

Federal Interest Rate In 2021
Federal Interest Rate In 2021
The Fed has kept interest rates low since the start of the COVID-19 pandemic to make borrowing more accessible to both consumers and businesses. A low rate makes short-term loans more affordable, which in turn…
Mortgage Rates in 2021
Mortgage Rates in 2021
If you’re thinking about buying property in 2021, one of the most important things to consider is the current mortgage rate. While mortgage rates are only one determining factor in how you reach your property…
Buying a home with BitCoin
Buying a home with BitCoin
If you’ve already invested in cryptocurrency, you can still use it to buy a house—or anything, for that matter. People are already using bitcoin to buy homes and conduct other big transactions.
Buyers Market Or Sellers Market?
Buyers Market Or Sellers Market?
When it comes to real estate, one of the most common questions people have is, “When is it the right time to buy or sell a home?” Often, the right time to buy or sell…
Off Market Purchase
Off Market Purchase
We see and participate in, off market transactions every week. But it wasn’t deliberate. We didn’t set out to own this market share or be the experts in it. It was, in fact, purely accidental…
Bi-Weekly Mortgage Program
Bi-Weekly Mortgage Program
Bi-Weekly Payment Plan is it a Valuable Financial Tool or Scam? Before I answer that question, it is useful to know how a Bi-Weekly Payment Plan (BWPP) works. The program concept is contained in the…
Jumbo Mortgage
Jumbo Mortgage
What is a Jumbo Mortgage? A jumbo mortgage doesn’t have a technical definition; it is the “white space” where Agency mortgages stop. If it had a static definition it would never be the same two…
2021 Conforming and Jumbo Loan Limits
2021 Conforming and Jumbo Loan Limits
Can you think of many (any?) things that will cost LESS in 2021? Among the items on this shortlist is the cost of mortgage money. While we can’t predict the direction of mortgage rates in…
Conquest
Conquest
How do I apply for UWM’s Conquest Mortgage Rates? If you’re on this page you probably saw an ad for UWM’s Conquest program. GoldCoast Mortgage is a Broker Partner with United Wholesale Mortgage (UWM) a…
Home Buying Without PMI
Home Buying Without PMI
Yes, It can be done! (But it is not always in your best interest to do so). “Why is that?” you’re asking now, “If I could save $200, $300, $400 a month, why wouldn’t I?”…
Dropping PMI
Dropping PMI
Mortgage Insurance (MI) is a necessary expense for getting into a home without putting a 20% down-payment. There are several types of Mortgage Insurance – each with its entirely own user manual for purpose and…
Refinancing My Mortgage
Refinancing My Mortgage
We’ve counted 17 different reasons why someone would refinance their home. Lowering the rate is only one of those reasons, and that reason, in itself, is not always in your best interest, regardless of the…
When Do I Refi?
When Do I Refi?
When is the correct time to Refinance my Mortgage? Our clients often ask us if there is a “rule of thumb for refinancing my mortgage?” A mortgage has two primary components: the Interest Rate (cost…